About Us

This site is part of thephdguy website series, which originated from www.thephdguy.com (full Chinese website). None of the authors from our team are full-time blogger, and we come from every walk of life but the same interest: travel on miles and points and spend wisely. 


As you may be aware of, we are based in Canada, so lots of posts are thinking from a Canada-based situation. We also considers of you travel from US in some cases. 

We are mainly writing on credit cards (currently focusing on Canada credit cards), frequent traveler programs, and how to maximize your miles and points.

Advertising Policy

Some links to credit cards and other (travel-related or financial products on this website will earn an affiliate commission or referral bonus. Besides, we have lots of links that direct you to the good deals and credit cards that do not pay us at all. We genuinely appreciate the readers using our links, and guarantee that the opinions from our posts are not biased because of the potential earnings. 

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